Terms & Conditions

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Terms & Conditions

Mojitech Insurance Services Terms & Conditions

1. Introduction

Welcome to Mojitech, where we offer a wide range of insurance services to meet your needs. By accessing and using our website, you agree to be bound by the following Terms & Conditions, including our Privacy Policy. If you do not agree to these terms, please refrain from using our website and services.

2. Services We Provide

Mojitech provides call center services to assist with various insurance needs. We offer consultations for health, life, auto, home, and other types of insurance. Our representatives are available to answer your questions, provide quotes, assist with policy selection, and support you in submitting claims.

While we strive to provide accurate information, we do not guarantee the accuracy, reliability, or completeness of the services provided, and we reserve the right to make changes to the services offered at any time.

3. Eligibility

To use our services, you must be at least 18 years of age and capable of entering into a legally binding contract. By accessing or using our website, you confirm that you meet these eligibility requirements.

4. Account, Passwords, and Security

When you register an account with us or access certain features, you will be required to provide information, including a username and password. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

We take reasonable measures to protect the security of your information, but we cannot guarantee the absolute security of your data. You acknowledge and accept the risks associated with online transactions and use of the internet.

5. Use of Services

You agree to use our services only for lawful purposes and in accordance with these Terms & Conditions. You may not use our services to engage in any illegal activity, transmit harmful content, or violate any applicable laws.

Mojitech reserves the right to suspend or terminate your account and access to our services if we determine, in our sole discretion, that you have violated these Terms & Conditions.

6. Insurance Policies and Quotations

Any insurance quotes or policy recommendations provided by our team are based on the information you provide. While we aim to offer accurate and up-to-date information, the final terms and conditions of any policy, including premiums and coverage, are determined by the respective insurance providers.

Mojitech does not provide insurance directly; we facilitate the connection between you and the insurance providers. We are not responsible for any claims, policy disputes, or financial obligations arising from the insurance policies you purchase.

7. Payment Terms

For any insurance premiums, services, or consultations, you may be required to make payments as specified by the insurance provider or our platform. All payments must be made in accordance with the terms provided during the transaction process.

You agree to pay all charges and fees associated with your use of our services. In case of any disputes regarding payments, you must notify us promptly to resolve the issue.

8. Privacy and Data Protection

We are committed to protecting your privacy and handling your personal information with the utmost care. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal data when you use our services.

By using our services, you consent to the collection and use of your data as outlined in our Privacy Policy.

9. Limitation of Liability

Mojitech shall not be liable for any damages, losses, or expenses resulting from your use of our website or services, including any errors, omissions, or interruptions in service. This includes indirect, incidental, or consequential damages that may arise from the use or inability to use our services.

We do not guarantee the availability of our services at all times, and you acknowledge that interruptions may occur due to factors outside of our control.

10. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the United States and the state of [Insert State Name], without regard to its conflict of law principles. Any disputes or claims arising from these Terms & Conditions shall be subject to the exclusive jurisdiction of the courts located in [Insert State Name].

11. Amendments

Mojitech reserves the right to update or modify these Terms & Conditions at any time. Any changes will be posted on this page, and the revised terms will become effective immediately upon posting. By continuing to use our services after any modifications, you agree to be bound by the updated Terms & Conditions.